Frequently Asked Questions (FAQ)

Here are frequently asked questions which our office has received.  If you have other questions, please feel free to contact our office for the answers.

What conditions can get insured?

We received approvals for clients with all types of conditions.  For example, we had a client that just recently receive prostate cancer surgery within the last 6 months, and with his all free of cancer from his doctor, we were able to get him coverage.

What is proactive underwriting?

Proactive underwriting is our term for controlling the underwriting process.  We take the time to steward each case until it is approved.  Our case managers follow the case through the medical to the decision.

How do you pick the insurance company?

Because of our years of experience,  we have become familiar with which company's have the most flexibility with each different condition.  Most people are unaware that companies maintain different client pools dependent on condition.